What private health insurance is
It's coverage you buy on your own to pay for health expenses that provincial OHIP doesn't — either to top up an employer plan or to replace one you don't have.
Private health and dental insurance fills the gaps OHIP doesn't cover — prescriptions, dental, vision, paramedical care, and more — so your whole family stays healthy.
Routine care for the whole family.
Help with ongoing and one-time medications.
Physio, chiro, massage therapy, and more.
It's coverage you buy on your own to pay for health expenses that provincial OHIP doesn't — either to top up an employer plan or to replace one you don't have.
Plans can be tailored, but commonly include:
Protecting newcomers from day one
New immigrants often face waiting periods or gaps in provincial coverage. I'll help you find a plan that protects your whole family from the day you arrive.
— Priya Bhatia
No pressure, no jargon — just a clear path from your first question to being covered.
We talk through your situation, family, and what's on your mind — in person, by phone, or online.
I work out exactly what you need (and what you don't), so you never over-buy.
I shop multiple insurers and lay the choices out side by side in plain language.
I handle the paperwork with you and follow up with the insurer on your behalf.
Free annual reviews, and I'm here to guide you through any future claim.
We can meet in person, hop on a call, or connect virtually. Whatever feels easiest and most comfortable for you.
Book a free, no-pressure consultation. I’ll explain your options in plain language and help you choose with confidence.