Super Visa insurance meets the Canadian government's requirements so your parents or grandparents can stay with you for up to five years at a time — fully protected.
Meets IRCC Super Visa requirements in full.
Exactly the protection immigration expects.
Payment plans that fit your budget.
To approve a Super Visa, IRCC requires proof of Canadian medical insurance from a designated insurer. Without it, the application can't be approved — and one emergency could cost tens of thousands of dollars.
$100k
minimum emergency medical coverage
1 yr
minimum policy term
5 yrs
parents can stay per visit
Emergency medical and hospital care, diagnostics, ambulance, and repatriation — up to your chosen limit, meeting all Super Visa requirements.
Pre-existing conditions
Many parents have managed conditions like blood pressure or diabetes. Plans that cover stable pre-existing conditions are available — I'll help you find one that fits.
— Priya Bhatia
Both meet the requirement — the best choice depends on your plans.
| Annual | Monthly | |
|---|---|---|
| Price | Best overall rate | Spread over the year |
| Refunds | Partial, if they leave early | Stop/refund if they return home |
| Best for | A confirmed full-year stay | Flexible or uncertain plans |
Typical per-day rates for a standard plan at the $100,000 government minimum and a common $150,000 upgrade, shown as a range from basic to enhanced plan options. Your exact rate depends on coverage, deductible, and health details — I'll confirm a precise quote for free.
| $100,000 coverage / day | $150,000 coverage / day | |
|---|---|---|
| Ages 0–25 | $3.00 – $3.09 | $3.81 – $3.92 |
| Ages 26–35 | $3.14 – $3.34 | $3.99 – $4.24 |
| Ages 36–40 | $3.09 – $3.40 | $3.92 – $4.32 |
| Ages 41–54 | $3.39 – $3.85 | $4.31 – $4.89 |
| Ages 55–59 | $3.67 – $4.32 | $4.66 – $5.49 |
| Ages 60–64 | $3.64 – $4.44 | $4.62 – $5.64 |
| Ages 65–69 | $4.44 – $5.62 | $5.64 – $7.14 |
| Ages 70–74 | $7.04 – $9.26 | $8.94 – $11.76 |
| Ages 75–79 | $8.00 – $10.96 | $10.16 – $13.92 |
| Ages 80–84 | $12.23 – $17.98 | $15.53 – $22.83 |
| Ages 85–89 | From $17.12 | From $21.74 |
No pressure, no jargon — just a clear path from your first question to being covered.
We talk through your situation, family, and what's on your mind — in person, by phone, or online.
I work out exactly what you need (and what you don't), so you never over-buy.
I shop multiple insurers and lay the choices out side by side in plain language.
I handle the paperwork with you and follow up with the insurer on your behalf.
Free annual reviews, and I'm here to guide you through any future claim.
We can meet in person, hop on a call, or connect virtually. Whatever feels easiest and most comfortable for you.
A minimum of $100,000 in emergency medical coverage, valid for at least one year, from a Canadian insurer that meets government criteria.
Book a free, no-pressure consultation. I’ll explain your options in plain language and help you choose with confidence.
